The content in this website and discussions provided at the IMPACT event are meant for general informational purposes only and are current as of the date of the discussion. The information at the event and the views expressed are not intended to provide specific financial, accounting, compliance, tax or legal advice. Refer to professionals in these fields to address your particular circumstance.

Neither the contents of this website nor discussions at the IMPACT event should be considered as a solicitation or a recommendation by Schwab or its affiliates, to buy, sell or continue to hold securities or other investments, or open an account.

Examples described are for illustrative purposes only and do not represent a guarantee of future performance or success and may not be representative of your experience. Past performance is not an indicator of future success.

Understanding inherent risks such as interest rate fluctuation, credit risk and economic conditions are important when considering an investment in real estate.

Charles Schwab & Co., Inc., receives remuneration from fund companies for recordkeeping, shareholder services, and other administrative services for shares purchased through its Mutual Fund OneSource® service. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.

International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, political instability, foreign taxes and regulations, and the potential for illiquid markets. Diversification cannot ensure a profit or eliminate the risk of investment losses.

Unconstrained investment strategies involve heightened risks and increased volatility. Factors to consider include, but are not limited to, currency fluctuations, lower liquidity, differences in security regulation, accounting standards, foreign taxation regulations, political risks, interest rates, credit quality, liquidity, early redemption and other factors.

The lack of liquidity for alternative investments is an important consideration for advisors with regard to client suitability and additional risks, including performance downside and complete loss of the investment amount. These investments include hedge funds, REITs, promissory notes, and private stock.

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