Liz Ann has a range of investment strategy responsibilities, from market and economic analysis to investor education, all focused on the individual investor.

Liz Ann is the cohost of the On Investing podcast and a keynote speaker at numerous company and industry conferences. Liz Ann is regularly quoted in financial publications including The Wall Street Journal, The New York Times, Barron’s, and the Financial Times, and she appears as a regular guest on CNBC, Bloomberg, Yahoo Finance, Fox Business News, and the Schwab Network. Barron’s has named her to its “100 Most Influential Women in Finance” every year since the list’s inception, and Investment Advisor has included her on the “IA 25,” its list of the 25 most important people in and around the financial advisory profession. Liz Ann has been named “Best Market Strategist” by Kiplinger’s Personal Finance and one of SmartMoney magazine’s “Power 30.” Liz Ann has also been named to Forbes’ 50 Over 50.

In 1999, Liz Ann joined U.S. Trust—which was acquired by Schwab in 2000—as a managing director and member of its Investment Policy Committee. Previously, Liz Ann was a managing director and senior portfolio manager at Avatar Associates, an original division of the Zweig/Avatar Group. She holds an MBA in Finance from the Gabelli School of Business at Fordham University and a B.A. in Economics and Political Science from the University of Delaware.

Adam Moseley, Schwab’s Director of Artificial Intelligence Consulting, brings a practical, advisor focused perspective on how AI is transforming the RIA landscape. In this interactive session, he’ll share how firms are applying AI today to drive growth, improve efficiency, and enhance the client experience—along with what’s on the horizon and how to take meaningful first steps.

Morgan Brennan is anchor of CNBC’s “Morning Call” (M–F, 5AM–6AM ET), which broadcasts from CNBC Global Headquarters in Englewood Cliffs, N.J.

Previously, she was co-anchor of CNBC’s “Closing Bell: Overtime,” “Squawk Alley,” and the 10AM ET hour of “Squawk on the Street.” She joined the network in December 2013 as a general assignment reporter based at CNBC Global Headquarters in Englewood Cliffs, N.J., and continues to cover a variety of sectors, including manufacturing, and defense and space. She is also host of the CNBC podcast, Manifest Space.

Prior to joining CNBC, Brennan was a staff writer and reporter for Forbes Media where she reported for Forbes Magazine, ForbesLife Magazine and Forbes.com, most recently covering real estate. She began her career at Forbes in 2009, holding several positions including anchor/reporter and producer for the Forbes Video Network, covering a wide range of business and finance topics.

Previously, Brennan was a regular guest on a variety of networks discussing business and economic stories and also interned at Newsweek International, where she was a fact-checker and contributing writer.

Brennan has interviewed billionaires, heads of state, thought leaders and chief executives of multibillion-dollar corporations and her profile story on Equity Group Investments chairman Sam Zell was one of five magazine covers featured on the 2013 Forbes 400 issue.

Brennan is a life member of the Council on Foreign Relations and a member of the Explorers Club. She graduated summa cum laude from New York University, majoring in Social Science with a double concentration in Anthropology and Media Studies.

Follow Morgan Brennan on X @MorganLBrennan.

Collin is responsible for providing analysis and investor education in fixed income, with a focus on the taxable credit markets. Collin is a frequent guest on Bloomberg TV and Yahoo Finance, as well as numerous podcasts, and has been widely quoted in financial publications including The Wall Street Journal, MarketWatch, Barron’s and Reuters.

Prior to joining Schwab in 2012, Collin was a fixed income strategist with Morgan Stanley Smith Barney, where he published fixed income model portfolios for individual investors and contributed to monthly fixed income strategy publications. He holds a B.A. in Finance from St. Joseph’s University. He is a Chartered Financial Analyst (CFA) charterholder.

Malika Andrews is an National Basketball Association (NBA) reporter, whose work appears across ESPN.com, SportsCenter, and ESPN Radio. Ms. Andrews made her debut as a sideline reporter during the 2019–2020 season at the ESPN World of Sports Complex in Florida, serving throughout the NBA Playoffs as one of the youngest sideline reporters ever for a Conference finals telecast. She was one of the first reporters on the ground to report from the NBA’s temporary Florida campus after the league’s decision to resume the season following a four-month hiatus due to COVID-19.

Prior to joining ESPN in October 2018, Ms. Andrews worked for one year as a reporter for the Chicago Tribune. Prior to that she worked for a year as a James Reston Reporting Fellow in the sports department at The New York Times.

Highlights from her newspaper career include traveling to Lake Tahoe as part of a team of journalists who reconstructed the events between Donald Trump and Stormy Daniels. She also reported on the impact of the Sonoma County wildfires on the equine industry during fall 2017. Additionally, she has covered a Super Bowl and explored how the Larry Nassar sexual assault case affected children’s gymnastics.

A native of Oakland, CA, Ms. Andrews attended the University of Portland, where she served as editor-in-chief of The Beacon, the university’s student newspaper, later earning a bachelor of arts degree with honors. She has received awards from the Society of Professional Journalists, the National Association of Black Journalists, and the Columbia Scholastic Press Association. In 2016 she won the Best Writer Award among Oregon college students.

Ms. Andrews is a member of the National Association of Black Journalists and sits on its Sports Task Force Scholarship Committee.

Kevin oversees macroeconomic research and works closely with the company’s asset class strategists, researchers, and trading team to generate insights on the economy and markets for clients. In addition to providing analysis on global macro developments, he helps develop deep-dive projects as well as content for Schwab’s public website, internal business partners, and social media outlets.

Kevin is a frequent guest on CNBC, Bloomberg TV, and Yahoo Finance, and is often quoted in Bloomberg, the Financial Times, The Wall Street Journal, CNN, and MarketWatch.

In 2019, Kevin joined Schwab as the research associate to the company’s Chief Investment Strategist, Liz Ann Sonders. Prior to that, he gained experience in asset allocation research at an investment advisory firm, and worked for a U.S. senator in Washington, D.C. He holds a B.A. in Economics and Political Science from Pepperdine University and an MBA in Finance and Economics from New York University’s Stern School of Business.

Cayla Culver is the Head of Risk and Controls for Schwab Advisor Services. Her organization is responsible for Risk Management for Schwab’s business that serves more than 16,000 independent advisory firms that trust Schwab with over $5.8 billion in assets under management. Schwab Advisor Services provides RIAs with everything they need for custody and beyond including innovative technology, the latest wealth management solutions and an unmatched breadth of solutions to help advisors take their businesses further, all powered by more than 3,000 dedicated Advisor Services employees. Cayla has spent her career working with registered investment advisors. In her current role, Cayla and her team are responsible for ensuring that Advisor Services adheres to regulatory and supervisory expectations while meeting the unique needs of registered investment advisors and their clients. She loves finding solutions to meet client needs and prides herself on balancing risk management and the client experience. Cayla earned her Bachelor of Business Administration in Finance from Stetson University in Florida. She holds Series 7, 63, 9, 10 and 24 securities licenses along with a Six Sigma Greenbelt.

Alison Dooher is a member of the Advisor Services Leadership Team and has spent more than two decades working with and in service to Registered Investment Advisors (RIAs).

She leads Schwab Advisor Services’ enterprise-wide AI strategy, focused on turning AI into measurable advantages and differentiation for the advisory firms Schwab serves. Her organization takes a coordinated approach to building advisor-facing capabilities, enabling an open ecosystem for the industry, and delivering the enterprise connectivity that brings it all together.

Prior to this role, Dooher led the Wealth Services and Platforms organization, where she was responsible for expanding how Schwab supports advisory firms through wealth products, services, and technology. She was a driving force behind Schwab’s AI strategy before stepping into this dedicated leadership role.

Since joining Schwab in 1999, Dooher has served in a variety of leadership roles across the firm with a consistent focus on serving advisors and driving innovation, including leading Digital Advisor Solutions, advisor onboarding and servicing, and institutional trading.

Dooher earned a bachelor’s degree from Wake Forest University and holds FINRA Series 7, 9/10, 24, 57, 63, 65, and 99 registrations.

Jalina is responsible for shaping the client experience for Schwab Advisor Services, which serves more than 16,000 registered investment advisors who trust Schwab with the safekeeping of over $5.8 billion in client assets.

She leads strategy, technology, and wealth management solutions designed to meet the dynamic needs of RIAs—the fastest growing segment of the financial services industry.

Prior to her current role, Jalina held positions across Schwab in client service delivery, operations, advisors in transition, strategy, and technology. She began her career at Schwab in 1994 on the Advisor Services trading desk and has worked with independent advisors for over three decades.

In 2016, AZ Business Magazine recognized Jalina as one of Arizona’s Most Influential Women. She serves on the Board of the Arizona Women’s Leadership Forum and holds a bachelor’s degree in communications along with her Series 7, 9, 10, 24, and 63 registrations.

Julian Lopez is Managing Director and Head of Enterprise Solutions for Schwab Advisor Services. He leads the team responsible for serving Schwab’s largest and most complex advisory firms, partnering with enterprise leaders on growth, strategic priorities, and the evolving needs of the wealth management industry.

Passionate about helping independent advisors succeed, Julian focuses on delivering growth-oriented solutions that support firms across the full spectrum of the RIA landscape. He believes strong partnerships, innovation, and a deep understanding of advisor needs are essential to helping firms achieve their goals and deliver outstanding experiences for their clients.

Over the course of his 24+ year career with Schwab Advisor Services, Julian has remained inspired by the entrepreneurial spirit of independent advisors and the important role they play in helping investors achieve their financial goals. Throughout his career, he has held leadership positions spanning relationship management, business development, and enterprise engagement, helping advisory firms grow and thrive in an increasingly dynamic industry. He was appointed Head of Enterprise Solutions in January 2026, where he continues to advance Schwab’s commitment to supporting independent advisors and advisory firms.

Brad Losson is the Head of Sales, Relationship Management and Family Office Services for Schwab Advisor Services which provides more than 16,000 independent RIAs with more than $5.8 billion in assets under management with everything they need for custody and beyond including innovative technology, the latest wealth management solutions and an unmatched breadth of solutions to help advisors take their businesses further, all powered by more than 3,000 dedicated Advisor Services employees.

A 28-year veteran of Schwab, Brad has been a member of the Schwab Advisor Services Leadership Team for more than a decade. He began his career working with RIAs in Southern California. That hands-on experience continues to shape his approach today. He understands that no two firms are alike, and he’s passionate about delivering solutions built around every firm’s unique needs.

Brad earned his Bachelor of Arts in Business Economics from UC Santa Barbara.

Lisa Salvi is a member of the Advisor Services leadership team and is responsible for Schwab’s Business Consulting and Education offer. Her team develops and manages programs and one-on-one consulting engagements designed to help independent advisors make lasting and significant improvements within their firms by focusing on key business, technology, and cybersecurity issues. Salvi’s team leads the annual RIA Benchmarking Study, the Compensation Study, and programs that support the development of advisor talent through executive education and student initiatives. They also provide insights and tools that help the Advisor Services sales and support teams deliver outstanding client service to independent advisors.

Salvi has worked with fee-based advisors since 2003. Since joining Schwab in 2007, she has held several positions, including Chief of Staff to Bernie Clark, head of Advisor Services.

Salvi holds a bachelor’s degree from the University of California, Los Angeles, and the Series 7 and Series 24 registrations.

John Tovar leads Advisor Wealth Services at Schwab Advisor Services, where he is responsible for delivering relationship-driven support to over 16,000 Independent Registered Investment Advisors (RIAs) that custody assets with Charles Schwab. His team offers a comprehensive suite of services, including primary service, specialized solutions for alternative investments, advisor platform support, cost basis management, Alliance, workflow solutions, and a robust trading services platform.

Since joining the company in 1992, Tovar has held several senior roles. Prior to his current position, he led Wealth Management Services for TD Ameritrade Institutional, overseeing trading services, client relationships, technology support, and retirement plan services for over 8,000 RIAs. He also managed TD Ameritrade’s self-directed brokerage business.

Based in Westlake, Texas, Tovar holds an extensive range of industry licenses, including Series 3, 4, 7, 8, 24, 53, 63, and 65. He has completed the Securities Industry Institute program at the Wharton School of Business and the Executive Program for Growing Companies at Stanford Graduate School of Business. Additionally, he is a Lean Six Sigma Green Belt and holds the Accredited Investment Fiduciary (AIF^®) designation from the Center for Fiduciary Studies.